First home buyer

Professional guidance while purchasing your first home is very crucial. Buying your first home can be exciting and at the same time it can be stressful. Getting the right mortgage advice can make an enormous difference to your life. At Righton Finance we are here to simplify the process and explain everything you need to know from preapproval until settlement of your newly purchased property. First home grants, stamp duty and many other factors are considered during the process of buying. We know which banks offer you the best deal so why not use our extensive knowledge and experience when applying for a loan. After understanding your personal requirements, we will work hard to present you the best option out in the market place, so you can relax and take the stress out of the home loan process.

There are numbers of factors to be considered while investing in property. Whether you buying your property for negative gearing or capital growth or positive cash flow, Righton finance can help you to find the most appropriate loan and structure the finance to help reach your goals. Whether you are looking to buy and hold, renovate and extension or build a portfolio, we are here to assist you to strategically structure the investment loan most suitable for your situation. Choosing the right investment property and most suitable finance option are the key thing to be considered while investing. Talk to us to know about your options.

Refinancing or switching home loans can save you money. If you have growth in your property and have built have equity, you can free up cash for renovations, investment property and other purchases. There can be several reasons to refinance as looking for better interest rate, restructuring your loans, accessing equity from your home or portfolio, debt consolidation or some other factors. We are here to understand your needs and find the best solution that works best for you. Contact Righton finance for further discussion and for your right solution.

A construction loan is a specific loan for the owners willing to build or renovate on land they own. Unlike normal home loans where you receive full loan at once, at construction loan you will receive it in steps at different stages of construction. We will assess you circumstances and advice you the best option. Please contact Righton Finance for an appointment.

Off the plan is the process of buying property from builder, developer or agent during the phase of construction or sometimes before construction even begun. Mostly strata titles unit/apartment complex and townhouses are popular form of buying off the plan properties. Most of them want 5% to 10% deposit before a single brick has been laid. It’s always good to assess your risk before you make any decision. To discuss what your options are, we are just a call away from you.